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एक दिन लेट होने पर पेनल्टी ज्यादा ले रहे हैं

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हीरो इंश्योरेंस एजेंसी पर इंश्योरेंस करने गए तो वहां एक दिन लेट होने पर ₹200 पेनल्टी मांग रहे हैं यह धांधली है और क्या आप ही बताइए सही है कि गलत

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